Author Archives: Kame

Types of Loans Available Today

A loan is a sum of money which is borrowed from an institution to manage planned or unplanned events. Planned events include marriages and home renovations. Unplanned events on the other hand may include funerals or accidents. There are money lenders that offer services good at money lending in toa Payoh Singapore. It is important to note that there are different types of loans available on the basis of requirements. Loans can be granted to individuals, governments and institutions using different or same sets of conditions depending upon the requirement type. 

Types of loan

Loan types are classified into mainly two categories:

  1. Secured and Unsecured loans
  2.  Open-end and closed-end loans.

Below are the types explained in detail.

Secure loans

Secured loans are loans where the collateral is kept in exchange for the loan amount. It may include your investments, bonds, property papers, etc. The reasons may include higher education, marriage expenses or building construction. Such loan types are further bifurcated into home loans, loans against mutual funds or shares, etc.

Unsecured loans

An unsecured loan is the opposite of a secure loan, where a person does not need to present any collateral. To apply for an unsecured loan, the lender will ask for your employment status and income proof. It helps the lender assess whether you are capable of repaying the loan amount. These loans consist of types such as personal loans and short-term business loans.

Open-end loans

Open-end loans are the ones which do not have a definite end date. Lines of credit and credit cards are included in the open-end loans. The main terms of an open-end loan will depend on credit score.

Closed-end loans

In a closed-end loan, a specific date is given on which the debtor needs to repay the entire loan with interest. In these loan types, some item is kept in possession of the lender until the grand total amount (interest included) is repaid.


Loans should be taken only when you are in genuine need of money for legit reasons. Any money taken on credit is a headache until repaid. otherwise, it can act totally opposite of what you imagined. Many times it happens that people tend to take loans for smaller purposes which actually do not require taking loans and later lay the extra interest. There are different types of loans available to match your needs one should look at and evaluate them.

Dr. Neil Sharma recently discussed the diagnosis and treatment of Barrett’s esophagus.

Monday, June 6, 2022, 3:30 PM

FORT WAYNE, IN / JUNE 6, 2022 / Neil R. Sharma MD specializes in the treatment of Barrett’s esophagus and various cancers via minimally invasive endoscopic therapy. He recently offered information regarding the diagnosis and treatment of this ailment which can raise the risk of rare esophageal cancer. 

Diagnosing Barrett’s Esophagus

Barrett’s esophagus is usually diagnosed with a minimally invasive endoscopy. Endoscopy involves using a tiny camera attached to a lighted tube (endoscope) that enters the throat to examine esophageal tissue. 

Doctors examine the video to see if the esophagus tissue is glossy and pale (normal) or velvety and red, which can signal Barrett’s esophagus. During the endoscopy, the surgeon will remove tissue from the esophagus for the pathologist to biopsy and determine the severity of the change. 

Degrees of Tissue Change

Dr. Neil Sharma explained the various levels of tissue change help determine the course of treatment. The following are the three degrees of tissue change pathologists may classify the tissue as:

No Dysplasia

No dysplasia means Barrett’s esophagus is visible, but pathologists did not locate precancerous cells.

Low-Grade Dysplasia

Low-grade dysplasia means signs of precancerous changes are present.

High-Grade Dysplasia

The cells in high-grade dysplasia show a lot of changes. High-grade dysplasia is the last step before the cells become cancerous. Some also call this “pTis” or “carcinoma in situ.” The terms are interchangeable.

Neil Sharma and Treatment for Barrett’s Esophagus

Dr. Neil R. Sharma explained that the treatment method a doctor chooses for Barrett’s esophagus relies on the severity of the dysplasia. 

No Dysplasia 

A patient with no dysplasia will return for regular monitoring of the esophagus every year or every other year. The doctor will recommend lifestyle changes and medication to help ease symptoms of acid reflux and heartburn. 

Low-Grade Dysplasia

Doctors specializing in Barrett’s esophagus act more intensely when low-grade dysplasia is present. That’s because this is a precancerous stage. Options include closer observation versus eradication of Barrett’s tissue for those with low-grade dysplasia. Neil R. Sharma MD tailors these options to each patient based upon their personalized health plan and a collaborative discussion.

Popular treatment methods include endoscopically removing damaged cells, or radiofrequency ablation that removes damaged esophageal tissue with heat. Doctors will typically recommend endoscopic resection before radiofrequency ablation. Endoscopic resection allows for any raised tissue to be removed.

Cryotherapy is another option for treating low-grade dysplasia. It involves endoscopically applying a cold gas or liquid to the damaged cells, then allowing them to thaw and freezing them again. This method damages abnormal cells so they cannot spread. 

High-Grade Dysplasia

High-grade dysplasia is critical because it is often the final step before diagnosing esophageal cancer. The doctor will act quickly with radiofrequency ablation, an endoscopic resection, or cryotherapy. They may also recommend a more invasive surgery to remove the damaged area of the esophagus.

Dr. Neil Sharma expressed the importance of seeking treatment for signs of Barrett’s esophagus, so it does not advance from low-grade dysplasia to high-grade dysplasia and eventually esophageal cancer. 

Enitan Ekwotafia lists 7 tips for training for your first marathon

Every race has a starting point. But Enitan Ekwotafia can help get you to the finish line.

As a licensed personal trainer, Enitan Ekwotafia is used to helping her clients achieve their fitness goals. But running a marathon is different. It’s not as easy as lacing up some sneakers and hitting the pavement. It requires focused commitment and detailed planning.

Yet Enitan Ekwotafia is up for the challenge. Even if you’ve never run a mile, the seasoned professional steps up to provide seven must-have strategies for any marathon training program.

Save the date

Make race day the goal. So, circle your calendar. After all, race day is the culmination of your hard work. Simply select a date to use as the endpoint. Then, build your schedule by working backwards. But, stick close to home too. For your initial race, it helps to choose something local so you can familiarize yourself with the route.

Log miles

Enitan Ekwotafia recommends building distance for about a year before entering a race. Aspiring runners should shoot for approximately 50 miles each. But this should be regular and consistent. Avoid dramatic increases. She cautions against increasing more than 10% in a given week. Progressing too quickly may cause fatigue, injury, or burnout.

Schedule a long run

But that doesn’t mean you shouldn’t push yourself. Test the limits by working in a longer run. Every couple of weeks, use a long run to evaluate your progress while still limiting major spikes in total mileage. These longer runs should only extend your normal route by a mile or two each time. You’ll want to adjust your pace too. As you extend your distance, start decreasing your speed to compensate.

Add speed

However, you shouldn’t go slow all the time. Mix up your runs. Speedwork boosts aerobic capacity. The most popular forms are interval and tempo training. For an interval workout, repeat sets of shorter distances at faster paces. Slow jog or walk between sets. Tempo training is usually longer.

Hit the gym

Running alone won’t cut it. Cross-training, lifting weights, and other strength exercises are the best ways to ensure your body is ready for the rigors of race day. And this might improve your overall health too. The repetitive movements of running produce a lot of wear and tear on the knees and joints. In addition to group fitness classes, Enitan Ekwotafia encourages her clients to try swimming or even yoga. These activities have a lower impact.

Eat healthy

Don’t leave the tank empty. To reach peak performance, you’ll need fuel. Replenish the nutrients lost during exercise. But you must be proactive. Focus on drinking and eating properly before, during, and after training. Although dietary needs are different for everyone, water is always essential. Enitan Ekwotafia advocates using a hydration belt on race day.


Just like adequate nutrition, recovery isn’t an option. Your muscles need an occasional day off. As Enitan Ekwotafia reminds her clients, the body builds muscle during these periods of rest. But recovery can also help fight fatigue and combat burnout. Listen to your body. If pains, aches, or other issues persist, take a little more time.

Music Enthusiast Michael Mullins out of New Jersey, Discusses the Health Benefits of Playing Guitar

Many people have heard that music is good for the soul. Music enthusiast Michael Mullins explained that it’s not just a rumor. Numerous scientific studies prove that playing guitar and other musical instruments has a lot of health benefits.

“Anyone who plays guitar will tell you that it’s good for their health,” Michael Mullins of New Jersey said. “It improves the mood, releases stress, and helps create lifelong relationships. Playing guitar changed my life, and I know it can benefit so many others too.”

It’s a Mood-Booster

It’s common for people to feel better after listening to music or creating it themselves. However, many do not know why. Mullins explained that the vibrations and sounds of music are therapeutic and are even effective in treating pain. Being creative is also therapeutic, and mastering new skills provides confidence. All of these elements combine to make guitar playing a significant mood-booster.

It Improves Brain Function

One of the most significant health benefits of playing guitar is that it can improve brain function. Countless studies show playing music can improve childhood development and help prevent dementia. An otolaryngologist from Johns Hopkins Medicine explained that the brain performs a lot of work to make sense of playing and listening to music. It can improve creativity, hand-eye coordination, and long-term memory recall.

Playing Guitar Reduces Stress

Michael Mullins from New Jersey explained that music helps reduce his stress, and he’s not the only one. Studies show that playing guitar and other instruments decreases heart rate, lowers blood pressure, reduces anxiety, and diminishes stress. It can even be a deterrent for depression. 

Research from the American Psychological Association states that music may be more successful than prescription drugs in reducing stress and anxiety before surgery. Mullins described guitar playing as an effective stress-reducer when the pressures of life are overwhelming.

It Provides Connection

Social interaction is therapeutic. It helps individuals develop support systems for life’s most difficult experiences. Playing guitar leads individuals to meet fellow musicians and make lifelong connections. It can even take individuals out of their comfort zones to open mics or talent shows, building confidence and opening opportunities for even more personal connections.

Relationships among family members can also be built or repaired through playing guitar and other instruments. Strumming around the bonfire or singing along to favorite songs can reinforce connections within the family as easily as it can build them with outsiders.

Michael Mullins and Guitar

New Jersey’s Michael Mullins is a self-taught guitar player who has been practicing for more than 20 years. He finds that guitar playing has improved his mental and physical health, including stress reduction, improved mood, and a clearer state of mind. Mullins encourages kids and adults to consider taking a guitar lesson if they’re looking for a sizeable life transformation. 

Best recipes using olive oil

Olive oil is one of the most popular edible oils. It is made by pressing the fresh olive fruits of the olive tree. Olive trees are grown in places like- Spain, Italy, Greece, and California. Olive oil is popular in Mediterranean and European dishes and also in the kitchen all over the world.

We find olive oil in a variety of styles in the market. These styles differ according to some conditions like- the process of oil is extracted, the type of olive is used and many more. Extra virgin olive oil is very popular as a cooking oil due to its health benefits. Especially Morocco gold olive oil becomes a very popular cooking oil due to its exclusive qualities. Olive oil can be considered a superfood.

Extra virgin olive oil is very flavorful and tasty. It is higher in cost because it is chemical-free means it is typically cold-pressed. It can enhance the taste of food. Here are some popular recipes using olive oil-

Crisp rosemary with olive oil flatbread-

  • Preheat the oven to 220C/450F
  • Make a mixture of flour, chopped rosemary, bicarbonate of soda, and salt. Add some water and oil.
  • Stir it for 4-5 minutes until a dough forms.
  • Divide the dough into 3 pieces
  • Bake it for 8-10 minutes until it turns pale golden and browned.

Brussels sprouts with olive oil and pecorino-

  • Rinse the sprouts
  • Pat dry with kitchen roll
  • Add olive oil and salt
  • Toss it well
  • Add lemon juice and black pepper to the mixture before serving.

Spaghetti with olive oil, chili, and garlic-

  • Boil the spaghetti with plenty of water
  • Add salt to it
  • Add olive oil to the pan
  • Add chili and chopped garlic
  • Stir it for 2 minutes
  • Add spaghetti
  • Mix it well for 3 minutes
  • Add sauce before serving.

Olive oil Biscuit-

  • Make a dough with flour, sugar, and bicarbonate soda.
  • Add egg and milk
  • Add olive oil, vanilla, and lemon zest
  • Let the dough rest for 24 hours
  • Preheat the oven to 170C/340F gas mark
  • Divide the dough into 3-4 balls
  • Bake the balls for 8-10 minutes, until it turns golden brown.

Olive oil chicken-

  • Marinate the chicken with crushed garlic, salt, lemon zest, juniper, and peppercorn.
  • Preheat the oven to 150C/ 300F gas mark.
  • Add olive oil to the casserole
  • Add the chicken and cover it.
  • Cook it for 2 hours until it is ready to serve.


So, there are lots of delicious dishes that can be made by using olive oil. Olive oil can be used in continental dishes. It can help to enhance the taste of food and the quality of food. We can make various types of delicious but low-calorie dishes by using olive oil. Olive oil can increase our daily life food value. It can protect us from various types of diseases like- heart disease, skin disease, hypertension, colon cancer, etc. Especially extra virgin olive oil helps us to maintain a healthy life. We should use olive oil for cooking to keep ourselves fit and healthy.

Keith D. Kosco Explains How Working Out Keeps Your Mind as Fit as Your Body

Keith D. Kosco is a single father of two who enjoys golfing, swimming, and physical exercise. Keith D. Kosco is also interested in keeping his mind as fit as his body and understands how important it is to keep a sharp mind.

Keith D. Kosco explains that while it is important to be physically fit to keep your body in a good working condition, not to mention it is necessary to chase after children. That the mind is equally important and needs to be fit. Below is a list of things you can do to keep your mind as fit as your body.

If you subscribe to a newspaper, complete the crossword puzzles on a daily basis. They normally become increasingly complex as the week progresses, ending in the most difficult puzzle being revealed on the final day. If you don’t subscribe to a newspaper, you may find numerous unlimited crossword puzzles on the internet instead.

Keith D. Kosco found that reading kept his mind fit. Many people would prefer to watch TV, which can also be good if the show or movie requires you to use your thinking skills. But there are a lot of things worth reading to reap the benefits. Keith D. Kosco said read whatever you can get your hands on, books, periodicals, on the backs of cereal boxes. Reading keeps your brain active while also providing opportunities to learn new things. It is, however, a distinct advantage when your reading has some substance to it.

Play games such as scrabble, sudoku, or online word games and puzzles, even a simple game will require you to use some critical thinking skills. Puzzles word puzzles are great and so are jigsaw puzzles. Keith D. Kosco suggests that any activity, even a new hobby, can improve your mental abilities.

There are several benefits of having a healthy, sharp mind. Keith D. Kosco explains it can reduce stress or even teach you the skills needed to work through stress or prevent it, which would mean you’re learning to compartmentalize. This is something few people can do, unfortunately, and everyone needs to be able to do. Keith D. Kosco said when you think about compartmentalizing, think about a doctor and all the horrific things they may see or do in one single day – if they can not compartmentalize and have a fit brain, that could be disastrous for them and their patients. So, think like a doctor!

Keith D. Kosco says the best and easiest way to keep your body and mind fit is to do something you enjoy, such as walking, riding a bike, hiking, things that do not require much physical or mental effort, and while you are exercising, your body spends some time daydreaming this will help keep your mind fit.

3 Ways For Seniors to Stay Active

There are plenty of wonderful things about getting older—from wisdom to the accumulation of wonderful memories, to the experiences you’ll share with the people you love. However, one of the lousy parts of getting older is feeling your body get weaker. It can be frustrating to be young in your mind, yet your body is not what it used to be. It’s important that you stay active in your old age, whether you live in an assisted living community or at home. Take a look at some of the best ideas for staying active as a senior citizen. 

Go on a Daily Walk 

A daily walk is a great way to exercise your body and mind since it gets you out of the house and clears your thoughts. The pandemic has been especially trying on seniors, who aren’t able to leave their homes as much as they would like. A walk in nature is a great way to get into the outdoors and breathe fresh air. At the same time, you’ll strengthen your body, and burn plenty of calories. If you can manage to walk even just 20 minutes a day, you’ll be doing your body a world of good.  

If finding the motivation to walk is a challenge, particularly during the winter months when it’s cold, then consider getting a dog. Dogs need to be walked, and you won’t have much choice in the matter other than to get out and get moving! 

Follow a Class on Youtube 

Who says that you have to leave your house to take an exercise class? There are all sorts of classes streaming on YouTube, and many of them are free! Whether you want to try out yoga, or aerobics, YouTube is your all-in-one location for getting a great workout in the comfort of your own home.  There are all sorts of different difficulty levels to choose from, and some of them don’t require any equipment at all. Try a new class each week that piques your interest. Keep trying out different activities until you find one that you really love! Why not? 


Swimming is a fantastic exercise for older folks because there is such little risk of injury. Even people with limited mobility can move freely in the water. It’s great for your cardiovascular health, and can also strengthen your muscles. Not to mention, swimming is great fun!  If you don’t live near a public swimming pool, then consider finding the nearest body of water during the warmer months. 

These are just a few ideas for seniors to stay active. Try out a few of them and see if they work for you. Above all, have fun!

5 Ways to Relieve Back Pain

There are all sorts of different reasons why people suffer from back pain. Whether it’s a genetic problem, a result of a car accident, or you slipped on your uneven flooring that needs to be replaced, anyone with back pain can agree that back pain is downright awful. Luckily, there are some pain-relieving techniques that can help soothe your discomfort, and pave the way towards healing.  Take a look at some of the most effective ways to relieve your back pain. 


Stretching is one of the best ways to ease your joints and muscles. If you’ve never tried yoga before, then it’s a great time to start. The best part is you don’t even have to sign up for a yoga class to enjoy the benefits that yoga has to offer. It’s as simple as going on YouTube, where you can find all sorts of free demonstrations, and even take a class.   Other than yoga, there are also traditional stretching methods that can help elongate your spine, and take the pressure off of the parts of your back that are aching. 

Apply Heat 

Applying heat to your aching body parts can effectively relieve your discomfort, and promote healing.  Whether you use a heat patch from the pharmacy or apply a heating pad, warming up your pain areas regularly can significantly reduce your suffering. 

Some heat patches can be worn under your clothing throughout the day, providing consistent relief no matter where you are.  Lastly, don’t forget the power of a hot bath at the end of the day. Laying in the bath after a long day at work can reduce pain and stiffness significantly. 

Take Anti-Inflammatories 

Ask your doctor to recommend anti-inflammatory medications to reduce swelling. In addition to over-the-counter medications, you may want to consider all-natural remedies such as turmeric milk, and even green tea. 

Sleep on Your Back 

If you notice that your back is stiff in the mornings, then you may be sleeping in an awkward position that is damaging your spine. Try to avoid sleeping on your side, and instead sleep on your back. If you wake up in the middle of the night and notice that you’re on your side, don’t worry. Simply roll over and try to train yourself to correct your position. After a time, your body will start to adapt and remember to sleep on its back. 

You should also consider using as few pillows as possible. Too many pillows can take their toll on your neck, and spine. 

Get Moving 

It may seem counterintuitive, however, sometimes a stationary lifestyle may be contributing to your back troubles. The next time your back starts to feel stiff, try going for a brisk walk. The more you can strengthen your back muscles, the less suceptible you will be to stiffness after long periods of inactivity. 

3 Natural Sinus Treatments You Can Try Today

Sinus is caused when the space present in-between your head and the nose is (sinuses) becomes swollen for about 3 or more months despite any treatment. It can be seen in both adults as well as children having symptoms such as headache, sour throat, pain in ears, bad breath, upper jaw and teeth aches, fatigue, and more. 

Sinus is a chronic disorder that can make your condition worse if not treated on time and that is why you need to follow certain either medications or some natural treatments that can help your body heal from sinus. 

Some people are afraid of medicines or those who are not habitual and it’s a big deal for them to have even a single tablet. So here there are 3 of the easiest natural treatments that you can start working on today to see the results:

  1. Using saline solution 

In the sinus, there is mostly a blocked nose that causes pain and pressure, and to deal with a blocked nose nothing is better than a saline solution. You can prepare this solution at home by mixing sterling water, salt, and baking soda. A spray bottle can be used for spraying the solution in your nostril and get quick relief. 

  1. Using oils 

Not all but some essential oils can be used to treat sinus. the natural oils that are derived from plants are said to be essential oils and they can make you relax from sinus pressure. You can add such oils to hot water and use it by simply just breathing the steam coming out from the water. It must take a few weeks to give you the results but in the end, you will feel much better and relaxed from the pain and pressure of the sinus. 

  1. IV hydration

Your doctor must be always asking you to keep yourself hydrated by having plenty of water including other fluids as well. And to keep your body hydrated there is a better solution that is IV hydration therapy. You can take the help of the IV hydration services to implement this therapy in which the fluids having the essential nutrients are injected into your bloodstream to make your body reach the required fluids to the most needed parts. In this way, you can stay hydrated and keep moist the mucous membranes lining in the sinuses due to which work properly and make you feel relaxed.

In this way, you can tackle the sinus simply by not troubling yourself much or having too many medicines.  

How Chiropractic Care Can Help Your Body

Chiropractor Huntington Beach is a highly educated and trained professionals who have obtained graduate degrees in chiropractic science, physiology, anatomy, pediatrics, and medical terminology. They are highly trained professionals in the field of chiropractic care. Many chiropractors also provide rehabilitative and maintenance services. Their primary goal is to prevent disorders, correct problems, and restore proper motion to the spine that may result from injury, disease, or aging.

According to chiropractors, there is an organic connection between the chiropractic care needed and the patient’s overall well-being. The chiropractor believes that chiropractic care can restore the neuromusculoskeletal integrity of the spine, thus helping to relieve pain and restore range of motion. Chiropractors think that chiropractic care and its various techniques can help control or eliminate subluxations that interfere with the nervous system’s normal functions.

Chiropractors believe that chiropractic treatment can help reduce the symptoms and frequency of sprains and strains when combined with other therapies, such as physical therapy. Spinal manipulation and spinal adjustments help realign the subluxations in the spine and promote proper spinal joints and vertebrae alignment. Good spinal alignment promotes optimal communication between the brain and spinal cord and provides the body with optimal posture. Appropriate spinal alignment also allows the body to use its muscles better and reduces the occurrence of injury and pain. Chiropractic therapy and other treatments used along with chiropractic care help to promote overall wellness.

Spinal manipulation and low back pain are often interrelated. 

Chiropractors treat neck pain and low back pain as a part of their overall treatment regimen. Spinal manipulation, which is commonly referred to as chiropractic manipulation, is often administered through an electronic device known as a chiropractic table. This device allows chiropractors to use manual adjustments and targeted adjustments to correct subluxations in the spine and relieve pain. For example, suppose the chiropractor sees that the patient’s left low back pain is due to herniation rather than a lumbar injury. In that case, the chiropractor may target specific soft tissue areas to realign the vertebrae and promote healing. Manual adjustments can also be given to the patient’s neck and shoulders to strengthen weak muscles and improve circulation.

During a Huntington beach chiropractic adjustment, the chiropractor will first identify the problem areas using manual techniques and manually perform a spinal adjustment or series of adjustments. The chiropractor will base their recommendation on an examination that includes x-rays, laboratory tests, and referral to a chiropractic specialist. X-rays show the severity of the spinal distortion, while laboratory tests show the state of the patient’s health and what treatment would be best for that condition. In addition to the manual adjustments, the chiropractor may give the patient electric stimulation, place ice packs on the painful areas, apply a massage, or give them herbal remedies. Many chiropractors will use a combination of these treatments to achieve the best results. If you want to get the most benefit from your chiropractic visits, make sure to ask about the types of treatments used and why they are being used.

Although chiropractic care can be expensive, many people find it very helpful. If you experience chronic neck pain, have back pain, or other health problems, then it might be time to seek out the help of a chiropractor. It is possible to eliminate your neck pain and other health problems without undergoing painful and expensive surgery. You can make chiropractic care part of your overall health care program.

Chiropractors are also trained to deal with sports injuries since most sports injuries can be traced back to the muscles, ligaments, and joints that are not functioning correctly. This kind of expertise makes chiropractic care an excellent choice for athletes and patients who are injured and suffering from several types of ailments. With the help of chiropractic care, you can regain your joints and muscles’ range of motion and lessen any pressure on your spinal cord. Besides, chiropractors can also provide relief from the discomfort that is often associated with various injuries. Before seeking out a chiropractor, be sure to check with your insurance provider to see if chiropractic treatment is covered.